Small Business Loans in India – Fuel Your Growth

Ad Details

  • Ad ID: 97237

  • Added: July 7, 2025

  • Views: 18

Description

Whether you’re launching a startup or scaling a growing venture, capital is key. Small business loans give entrepreneurs the push they need to hire staff, expand operations, purchase equipment, or manage cash flow.

What Is a Small Business Loan?

A small business loan is a form of financing tailored for MSMEs (Micro, Small, and Medium Enterprises). You borrow a fixed amount and repay it over time, usually with monthly EMIs.

These loans can be:

  • Secured (backed by collateral)

  • Unsecured (based on creditworthiness & revenue)

Loan Types You Can Apply for on VyaparGrow

Loan Type Use Case Amount Range
Working Capital Loan Day-to-day operations ₹50,000 – ₹10 Lakh
Machinery/Equipment Loan Buy/upgrade machines ₹1 Lakh – ₹50 Lakh
Startup Business Loan New business setup ₹50,000 – ₹25 Lakh
Invoice Financing Against unpaid customer invoices ₹1 Lakh – ₹1 Crore
Term Loan Long-term investment ₹2 Lakh – ₹1 Crore+

Why Use VyaparGrow for Business Loans?

VyaparGrow is India’s trusted classifieds platform for entrepreneurs and business owners.

✅ 100% Online Process
✅ Verified NBFCs & Banks
✅ Transparent Interest Rates
✅ No Commission or Middlemen
✅ Direct Contact with Lenders

Who’s Eligible?

Most lenders on VyaparGrow require:

  • Business age: 6 months to 3 years (varies)

  • Minimum turnover: ₹2L–₹10L/year

  • Basic KYC + GST/ITR docs

  • Business bank account

Typical Loan Terms

Parameter Range
Loan Amount ₹50,000 to ₹1 Crore+
Tenure 12 to 60 months
Interest Rate 10% – 28% p.a.
Processing Fee 1% – 3% of loan amount

Tips to Get Approved Faster

  1. Keep your financials organized (GST returns, ITRs, bank statements)

  2. Apply with one or two lenders instead of many

  3. Improve your credit score (above 700)

  4. Offer collateral or invoice backing for better rates

  5. Use VyaparGrow to compare before applying

VyaparGrow – Your Business Loan Partner

Whether you’re looking for a short-term loan or planning a big expansion, VyaparGrow gives you:

  • A classifieds marketplace to connect directly with trusted lenders

  • Listings from banks, NBFCs, and private financiers

  • Options for all credit profiles, including startups and low-credit businesses

Need a loan to grow your business?

Explore Business Loan Options on VyaparGrow – Fast, Free, Transparent.

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