Ad Details
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Ad ID: 97237
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Added: July 7, 2025
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Views: 18
Description
Whether you’re launching a startup or scaling a growing venture, capital is key. Small business loans give entrepreneurs the push they need to hire staff, expand operations, purchase equipment, or manage cash flow.
What Is a Small Business Loan?
A small business loan is a form of financing tailored for MSMEs (Micro, Small, and Medium Enterprises). You borrow a fixed amount and repay it over time, usually with monthly EMIs.
These loans can be:
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Secured (backed by collateral)
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Unsecured (based on creditworthiness & revenue)
Loan Types You Can Apply for on VyaparGrow
| Loan Type | Use Case | Amount Range |
|---|---|---|
| Working Capital Loan | Day-to-day operations | ₹50,000 – ₹10 Lakh |
| Machinery/Equipment Loan | Buy/upgrade machines | ₹1 Lakh – ₹50 Lakh |
| Startup Business Loan | New business setup | ₹50,000 – ₹25 Lakh |
| Invoice Financing | Against unpaid customer invoices | ₹1 Lakh – ₹1 Crore |
| Term Loan | Long-term investment | ₹2 Lakh – ₹1 Crore+ |
Why Use VyaparGrow for Business Loans?
VyaparGrow is India’s trusted classifieds platform for entrepreneurs and business owners.
✅ 100% Online Process
✅ Verified NBFCs & Banks
✅ Transparent Interest Rates
✅ No Commission or Middlemen
✅ Direct Contact with Lenders
Who’s Eligible?
Most lenders on VyaparGrow require:
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Business age: 6 months to 3 years (varies)
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Minimum turnover: ₹2L–₹10L/year
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Basic KYC + GST/ITR docs
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Business bank account
Typical Loan Terms
| Parameter | Range |
|---|---|
| Loan Amount | ₹50,000 to ₹1 Crore+ |
| Tenure | 12 to 60 months |
| Interest Rate | 10% – 28% p.a. |
| Processing Fee | 1% – 3% of loan amount |
Tips to Get Approved Faster
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Keep your financials organized (GST returns, ITRs, bank statements)
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Apply with one or two lenders instead of many
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Improve your credit score (above 700)
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Offer collateral or invoice backing for better rates
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Use VyaparGrow to compare before applying
VyaparGrow – Your Business Loan Partner
Whether you’re looking for a short-term loan or planning a big expansion, VyaparGrow gives you:
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A classifieds marketplace to connect directly with trusted lenders
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Listings from banks, NBFCs, and private financiers
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Options for all credit profiles, including startups and low-credit businesses
Need a loan to grow your business?
Explore Business Loan Options on VyaparGrow – Fast, Free, Transparent.
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